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Personal Services

Student Savings Account

Created for savers 18 or younger, this free account offers features similar to the First Federal Statement Savings Account that parents use. At age 16, for example, the account holder can, with parental authorization, have their own ATM card. When they reach 19, the account automatically converts to our regular Statement Savings account.

For 18 or younger, this free savings account offers an ATM card - with parental authorization. Apply Online!

Account Details:

Monthly maintenance fee	No monthly fee
Minimum opening deposit	$5.00
Best for you if	You are 18 years of age or younger. You are beginning a savings program to save for unexpected expenses or a special purchase.
Benefits & Features	Low minimum deposit. Free savings account for teenagers.
Online Banking with Bill Pay and Presentment	FREE*
ATM Card	Yes**
Interest	See today’s great rate
How interest works	Compounded daily and credited monthly.
Telephone banking	FREE
Limitations	N/A
Safe and Secure FDIC Insured	Your deposits are FDIC insured up to $250,000 per depositor. Note that individual and joint accounts are insured separately, so if you have both types of accounts with us, your total deposits can be insured up to $500,000; that's up to $250,000 in all of your individual accounts, and up to an additional $250,000 in all of your joint accounts. First Federal’s FDIC certificate number is 28994 and can be viewed here. We are registered with the FDIC under the name First Federal Savings and Loan Association of Charleston. Learn more about FDIC insurance at www.fdic.gov.

*When used at least twice per month

**Must be 17 years of age or older

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First Federal


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