Moolah Checking - High Interest Free Checking from First Federal this is a test
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  Moolah Checking Account

    

   
     
How’s this for a cash cow? With totally free Moolah Checking, you can earn an amazing 4.01% Annual Percentage Yield*. And unlike most high-interest checking accounts, Moolah Checking isn’t just for high rollers — when you meet our three easy requirements, you’ll earn 4.01% APY* on balances up to $25,000. On any portion of your balance that exceeds $25,000, your rate will be 1.00% APY.

Wanna open your totally free Moolah Checking account? Open an account in minutes online or stop into a local branch. Want more information? Read our frequently asked questions.

  

Totally free high interest checking account with no minimum balance requirement from the bank that puts you first - First Federal.

 

  Account Details:
 

Monthly maintenance fee

 No monthly fee
Minimum opening deposit $50.00

Best for you if

 You regularly make purchases with your debit card, pay bills online, and will opt for a paperless monthly e-statement.

Benefits & Features

 Great rate! Up to 4.01% APY
Interest bearing account
Unlimited check writing
Any time access to electronic monthly statements
Free unlimited teller service
Unlimited First Federal ATM transactions
*Interest Rate Qualification Criteria In order to earn the Moolah Checking premium interest rate, you must: (1) Make 12 or more purchases each month using your First Federal Debit Card; (2) Complete 2 or more First Federal online bill payments per month; (3) Sign up for paperless e-statements.
Interest On months in which you qualify to receive our bonus rates, the portion of your balance that is under $25,000 will earn 4.01% APY, and the portion of your balance that is above $25,000 will earn 1.00% APY. On months in which you don’t qualify, you’ll still enjoy 0.10% APY and all the benefits of totally free checking. Rates Subject to Change.

Online Banking with Bill Pay and Presentment

 FREE

Debit Card

 Yes
How interest works

Paid and compounded monthly on the last day of each calendar month
Telephone banking FREE
Safe and Secure
FDIC Insured

Your deposits are FDIC insured up to $250,000 per depositor. Note that individual and joint accounts are insured separately, so if you have both types of accounts with us, your total deposits can be insured up to $500,000; that's up to $250,000 in all of your individual accounts, and up to an additional $250,000 in all of your joint accounts. First Federal’s FDIC certificate number is 28994 and can be viewed here. We are registered with the FDIC under the name First Federal Savings and Loan Association of Charleston. Learn more about FDIC insurance at www.fdic.gov.

 
   
   
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  *Introductory rate of 4.01% Annual Percentage Yield (APY) earned on that portion of your balance up to $25,000 for each monthly statement cycle when minimum requirements are met during the prior month. The portion over $25,000 earns 1.00% APY. If minimum requirements are not met, the APY on all balances will be .10%. Rates are effective as of date published and subject to change. $50 opening deposit required. Available to qualified individuals for personal checking accounts only.  
 

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